about
We Are Secure

A Stable and Trusted Platform for Agri-Finance

Mali Yetu is built with the safety of farmers and traders in mind. From digitized inventory records to escrow-protected payments, our platform ensures secure, traceable, and seamless transactions across Africa. We prioritize reliability, transparency, and data integrity in every service we offer.

Faster and Smarter Payments

Transact instantly—whether you're sending money to a supplier, receiving payments from a buyer, or paying your farm staff. Mali Yetu cuts delays and reduces costs for every transaction.

Trusted & Transparent

With secure wallet features, verified warehouses, and inventory-backed credit, we guarantee a platform you can trust—every step from harvest to payment is documented and protected.

Services

What Mali Yetu Offers You

Our platform is designed to unlock the full potential of Africa’s farmers and traders. From secure payments to smart loans, we provide all the tools you need to manage your agribusiness digitally and efficiently.

Digital Wallet

Send, receive, and store money securely. Accept payments from buyers or withdraw to mobile money and bank accounts.

Receive Payments

Get paid instantly via Paybill, mobile money, or bank—direct to your Mali Yetu wallet from buyers, partners, or institutions.

Make Payments

Pay workers, suppliers, utility bills, or SACCOs—right from your inventory-backed wallet.

Inventory-Backed Loans

Access fast, affordable loans based on the value of your stored produce—no paperwork, no delays.

Escrow & Secure Trade

Trade with peace of mind. Our escrow feature protects both farmers and buyers until delivery is confirmed.

Smart Records & Receipts

Track all transactions, warehouse deliveries, and loan activity with fully digitized receipts and history.

How To Start

Getting Started Is Simple

It only takes a few quick steps to start managing your farm or trade business with Mali Yetu. From sign-up to full financial control—everything is fast, secure, and digital.

Step 1: Register for a Mali Yetu Account

Sign up using your mobile number to get started. Your account will link you to a wallet and inventory records once verified.

Step 2: Verify Your Identity

Upload your ID and confirm your warehouse receipt. This keeps your wallet secure and enables access to financing and escrow.

Step 3: Transact Seamlessly

Send and receive money, take loans, pay bills, and trade—all from one wallet backed by your stored produce.

about

890M

Happy Clients

96M

Total Transactions

$890M

Total Deposit

$456M

Total Withdraw
Our Statistics

Empowering Africa’s Traders & Farmers For Over 5 Years

From humble beginnings to a trusted fintech solution, Mali Yetu has been transforming how farmers, traders, and agribusinesses manage money, access credit, and scale operations. We’re driven by innovation, reliability, and community growth across the continent.

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Your Benefits

Manage Your Wallet With Ease

Say goodbye to complicated finances. With Mali Yetu, you can send, receive, borrow, and track all your transactions—securely and effortlessly from one smart wallet backed by your harvest.

Pan-African Reach

Operate across multiple African countries and beyond—giving farmers, traders, and businesses seamless access to finance and digital payments.

Lowest Fees in the Market

Keep more of your money. Enjoy ultra-low transaction costs compared to banks and traditional payment methods.

Flexible & Simple Transfer

Send and receive payments through mobile money, wallet-to-wallet, or bank transfer—instantly and intuitively.

Instant Transactions

No waiting. Whether it's payments, disbursements, or credit access, everything is processed in real time.

Bank-Grade Security

Your data and funds are safe. We use advanced encryption and security protocols to protect every transaction.

24/7 Support

Our multilingual support team is available around the clock to help you—whenever and wherever you need it.

1. What is Mali Yetu and who is it for?

Mali Yetu is a digital wallet and agri-fintech platform designed for farmers, traders, and agri-businesses. It helps users store their produce, access loans based on inventory, and send or receive payments securely across Africa.

2. How do I open a Mali Yetu account?

You can register through our mobile app using your phone number and national ID. Once verified, you can link your warehouse receipt and start transacting immediately.

3. Can I access loans without traditional collateral?

Yes. Mali Yetu offers inventory-backed loans—your stored produce acts as collateral, giving you access to affordable credit without paperwork or bank guarantees.

4. Is my money and data safe on Mali Yetu?

Absolutely. Mali Yetu uses bank-grade encryption, secure KYC verification, and transaction tracking to keep your funds and personal data safe.

5. Where can I use Mali Yetu services?

Mali Yetu is available in 18 African countries and supports local and cross-border payments through mobile money, bank transfers, and wallet-to-wallet transactions.

FAQs

Got Questions? We’ve Got Answers.

Find quick answers to common questions about how Mali Yetu works, account setup, transaction limits, safety, and more. Whether you're new or already using our services, we’re here to make things clearer.

Testimonials

What Clients Say About Us

Real feedback from farmers, traders, and partners who trust Mali Yetu.